Your bank balance is not the whole picture.
See available cash, recorded VAT, reserves and upcoming commitments in one place — then decide what you can use.
A planning view based on recorded money and commitments. Not a filed VAT return or tax advice.
Safe to spend
Sample data · planning view
Juniper garden services · As of 30 September · EUR
€6,900
Safe to spend
- Available cash
- €14,200
- Recorded VAT set aside
- −€1,900
- Tax reserve
- −€1,800
- Upcoming commitments
- −€3,600
- These figures are sample amounts as of the end of September, in EUR. They show a planning view, not a live account.
- Recorded VAT set aside is VAT already captured on these sample sales and purchases, held as a planning amount — not a filed return.
- Tax reserve is a planning amount set aside for income tax on this sample, not a calculated liability or a filing.
- Upcoming commitments are known unpaid bills in this sample period.
These sample figures change with the Service business view. Reserves are planning amounts, not filings.
A clearer view starts with the money you have recorded.
- Record the movement
- Income, expenses and VAT stay visible as separate parts of the picture.
- Set aside what is spoken for
- Recorded VAT, tax reserves and upcoming commitments do not disappear into one total.
- Decide with context
- Safe to spend makes the remaining planning amount easy to understand before you act.